Permanent Financing Loans

Your Commercial Funding Advisors

Permanent Financing Made Easy!

Permanent FinancingPermanent Financing is simply putting long term debt in place on an asset. This could be on a number of assets included Residential, Multifamily, Commercial, Equipment, Businesses and so on.

At OneGate REI Capital, LLC we specialize in long term financing options relating to real estate assets. Please see our Residential Matrix below, should you have a commercial asset, please contact us for finalized financing terms.

We also now have Vacation Rental Financing Available!

Contact Us Today!

Residential Term Lending Matrix

Single AssetPortfolio
Property Types SFR (1-4 Units)
*tenant occupied by closing
5+ units ; SFH, Condo, 2-4 Unit & Multifamily 5-20
Loan Purpose
  • Purchase
  • Refinance
  • Cash Out
  • Refinance
  • Cash Out
Loan Amount $75K to $1M $500K to $100M
Term 30 Year Fixed 5 yr / 10 yr Fixed
w/ 30 year amort
Interest Rate 5.25% - 9.99% 5.25% - 8.5%
Loan-to-Value LTV: 80%
DTI: 90%
LTV: 75%
DSCR: 1.25
Minimum FICO 650
*2yr out of BK
*3yr out of FC
620
*3yr out of BK
*3yr out of FC
Prepayment penalty Yes – 3 Year Step Down (3%,2%,1%)
Vesting LLC SPE LLC
Recourse Full Recourse Non-Recourse Option
Location Nationwide except; MN,SD
Experience 12 months of mortgage payment history

Your partner for all of your Commercial Real Estate Investment Small Business Financing Needs

Private Financing for Commercial Properties

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Fix-N-Flip Homes

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Multi-Family

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Rental Properties

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New Construction

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