Permanent Financing Loans
Your Real Estate Investment Partner
Permanent Financing Made Easy!
Permanent Financing is simply putting long term debt in place on an asset. This could be on a number of assets included Residential, Multifamily, Commercial, Equipment, Businesses and so on.
At ZIKLAG Capital LLC we specialize in long term financing options relating to real estate assets. Please see our Residential Matrix below, should you have a commercial asset, please contact us for finalized financing terms.
We also now have Vacation Rental Financing Available!
Contact Us Today!Residential Term Lending Matrix
| Single Asset | Portfolio | ||
|---|---|---|---|
| Property Types | SFR (1-4 Units) *tenant occupied by closing |
5+ units ; SFH, Condo, 2-4 Unit & Multifamily 5-20 | |
| Loan Purpose |
|
|
|
| Loan Amount | $75K to $1M | $500K to $100M | |
| Term | 30 Year Fixed | 5 yr / 10 yr Fixed w/ 30 year amort |
|
| Interest Rate | 5.25% - 9.99% | 5.25% - 8.5% | |
| Loan-to-Value | LTV: 80% DTI: 90% |
LTV: 75% DSCR: 1.25 |
|
| Minimum FICO | 650 *2yr out of BK *3yr out of FC |
620 *3yr out of BK *3yr out of FC |
|
| Prepayment penalty | Yes – 3 Year Step Down (3%,2%,1%) | ||
| Vesting | LLC | SPE LLC | |
| Recourse | Full Recourse | Non-Recourse Option | |
| Location | Nationwide except; MN,SD | ||
| Experience | 12 months of mortgage payment history | ||
